Naira rates for sending money home
A clearer view
of the naira.
Check today’s reference, see what your money is worth in naira, and set a target worth watching.
Collected 08 Nov 2026, 02:35 WATCurrency converter
See what your money could be worth.
Original collection and publication dates.
Keep the rate and its date together.
Market and CBN, shown separately.
Set a target through your account.
Today’s rates
The naira, at a glance.
Naira per 1 unit of each currency. Dated market references.
Rate alerts
Send when the rate is right,
not when you remember to check.
Choose a currency and a target. Keep your next transfer in sight with an email when a scheduled check finds a matching fresh reference.
- Use your Nairate account to create an alert.
- Check, pause or manage alerts in your account.
- Scheduled checks every 15 minutes; delivery may take longer.
Your currency. Your target.
Set an above or below target for the market reference you follow.
For the life you’re building
Every number.
A real-life decision.
Supporting family, paying school fees, settling an invoice abroad. A clear, dated reference helps you ask better questions before you move money.
- Check the referenceStart with its collection date and freshness.
- Compare your quoteCheck your provider’s final rate, fees and conditions.
- Share the contextSend a dated rate picture to someone who needs it.
Good questions
Before you send
Plain answers about the numbers and how to use them.
What is Nairate?
An independent naira reference, converter and rate-alert service. Public rate pages do not require an account.
Will my provider give me the rate shown here?
Providers set their own rates, fees and transfer conditions. Compare the final amount your recipient receives.
Why can the market reference and official rate differ?
They describe different markets and can carry different dates. The official USD reference is available separately in the USD converter.
How do rate alerts work?
Sign in to set a currency and target. Scheduled checks look for a fresh matching reference and queue an email. This is not continuous monitoring or a guarantee of instant delivery.
How recent are the rates?
Each reference retains its original collection or publication date. Delayed and unavailable states are shown; refreshing a page does not create a new market observation.
Keep your next transfer in sight.
Choose the reference and target you want to follow.